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About Us



  • Our Mission

We live by the motto “Your Success is our Business”. We want to see your problems solved as soon as possible. We provide valid benefits to those who are locked out of homeownership by providing options, to businesses and to investors who cannot reach their goals and to current homeowners who are ignored by their banks and do not meet standard, bank-lending criteria.



  • Our Guarantee

We deliver laser focus customer service with Personality, Preparation, Follow up, Punctuality, Friendliness, Connivance, High-Quality Relationship and Customer Care.



  • Our Vibe

We bring boldness. We dream it and then do it – Together – every day reinventing what’s possible.

Our Essence

‘Customer First’ approach with our principal values



  • Committment to the industry



  • Integrity



  • Responsibilites



  • Reliability



  • Trustworthiness



  • Flexibility



  • Respectful



  • Profitability

Our Panel Lenders

Don’t take our word, hear it from our clients

Don’t take our word, hear it from our clients

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LendingMart
LendingMart
5.0
Based on 7 reviews
powered by Facebook

Razu Gurung
Razu Gurung

2020-06-25T08:54:51+0000
Extremely easy and professional service.👌👌 Worked with shree @lendingMart teams to purchase ours first home in… Darwin NT🏠.He made the entire process smooth, painless and importantly was proactive throughout each stage❤. So,I Would highly recommend their service. Absolutely brilliant👍👍 Razu/Manzu🙏🙏.read more

तेविश प्रधान
तेविश प्रधान

2020-06-25T08:42:15+0000
Experienced and friendly staff!! They will make your dreams come true in this competitive market!!Truely! service was… accordingly to my situation.read more

Catherine Zamolo
Catherine Zamolo

2020-03-16T06:24:50+0000
Shree is an excellent operator and I high recommend his services.

Ayush Karki
Ayush Karki

2020-03-11T12:35:13+0000
Fantastic service great service from here.

Siru Poudel
Siru Poudel

2020-02-15T10:19:57+0000
Best Customer service, along with good suggestion.

Vaibhav Savant
Vaibhav Savant

2020-02-13T01:29:25+0000
Shree is Excellent Mentor. He guided step by step process for getting my loan approved. Shree is great asset to 360… Expert Mortgage Solutions(Landing-mart). After my bed experience in past from one of the mortgage agent, 360 Experts assisted me to cover each and every aspects for finance approve. Also they got the best interest rate worked out for me for my two loans. By going above and beyond their limits they got me bonus $$$$ on refinance. Truly they are the best in the market.read more

Ramesh Adhikari
Ramesh Adhikari

2019-02-11T04:17:43+0000
Shree is highly professional, knowledgeable and responsive.He will go over it & over it if you are having trouble… understanding any part of the loan process. This was importantto me since I was a first time home buyer. I will recommend him to every person I know who is in need of financing.read more

Next Reviews

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LendingMart is the trading name of Lendingmart Pty Ltd (ACN 636 022 690, Corporate Credit Representative 520073), of BLSSA Pty Ltd (ACN 117 651 760 Australian Credit license 391237)

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

IMPORTANT INFORMATION: Loan Terms of between 1 Year and 30 Years are available subject to lender and credit criteria. Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve, based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Savings shown are based on user-inputted data and a loan term of 30 years. All applications for credit are subject to lender credit approval criteria.

© All rights reserved. LendingMart.com.au 2020

Standard Variable

Variable interest rate home loans come in two forms, standard variable and basic variable. Both of these variable home loans work in a similar way but the main difference is the interest rate charged and how much flexibility is available.

A variable interest rate home loan is affected by economic conditions both within Australia and around the world, so you can expect your home loan repayments to rise and fall over the term of your loan.

VARIABLE INTEREST RATE HOME LOANS PROS

  • Your home loan repayments will fall when interest rates fall
  • You will have the opportunity to reduce your home loan balance faster
  • Can be very flexible and will often allow unlimited additional repayments
  • The average variable interest rate is generally lower than a fixed home loan rate

VARIABLE INTEREST RATE HOME LOANS CONS

  • Your home loan repayments will fall when interest rates fall
  • You will have the opportunity to reduce your home loan balance faster
  • Can be very flexible and will often allow unlimited additional repayments
  • The average variable interest rate is generally lower than a fixed home loan rate

Variable Home Loan Differences

BASIC VARIABLE

  • Low interest rate (lower than a standard variable loan) no frills loan
  • Rate is variable so it moves in line with Reserve Bank changes
  • Limited features (e.g. usually no access to offset facilities & more expensive redraw if at all)
  • Most allow extra repayments
  • Most have terms of 25 or 30 years

STANDARD VARIABLE

  • The most popular type of mortgage
  • A higher interest rate than a basic variable home loan
  • Interest rates can move up or down which will cause your repayments to increase or decrease with the move
  • It is more flexible than a basic variable mortgage thus allowing you to make extra repayments without penalty as well as offering other features
  • Most have terms of 25 or 30 years

 

WHAT YOU NEED TO KNOW:

 

Terms and conditions, fees and charges, normal lending criteria apply. New clients only, and may be withdrawn at any time. LVR < 75% and for loans $200,000 or more.

Annual fee from $395 applies. Comparison rate based on a loan of $150,000 over 25 years.


WARNING: The comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Terms and conditions, fees and charges, normal lending criteria apply. Details available on request.

2 years fixed

Fixed interest rate home loans offers you a fixed interest rate so you have a fixed repayment amount over a set term, usually between 1 year and 10 years. The most commonly used fixed interest rate term in Australia is 2 years.

A fixed interest rate home loan is set by your lender; they borrow money from the wholesale money markets and then sells’ this on to you. The cost to the lender of borrowing this money is determined by what the money markets believe interest rates will do over a set term. Your lender will then add a margin to this, the final interest rate is then offered to you for the fixed term you are applying for.

FIXED INTEREST RATE HOME LOANS PROS
  • You will know how much your loan repayments will be for a fixed period, regardless of market interest rate changes
  • Protects you against interest rate rises
  • You can pick the time period to suit you; fixed terms are available from 1 year to 10 years
FIXED INTEREST RATE HOME LOANS CONS
  • May be less flexible than a variable home loan rate, limiting additional repayment options and excluding the option to redraw
  • If your circumstances change and you want and/or need to exit the loan early, early exit fees will apply
  • Over the term of your loan you may end up paying more than if you had selected a variable home loan, even in a rising interest rate market

Basic Variable

Variable interest rate home loans come in two forms, standard variable and basic variable. Both of these variable home loans work in a similar way but the main difference is the interest rate charged and how much flexibility is available.

A variable interest rate home loan is affected by economic conditions both within Australia and around the world, so you can expect your home loan repayments to rise and fall over the term of your loan.

VARIABLE INTEREST RATE HOME LOANS PROS

  • Your home loan repayments will fall when interest rates fall
  • You will have the opportunity to reduce your home loan balance faster
  • Can be very flexible and will often allow unlimited additional repayments
  • The average variable interest rate is generally lower than a fixed home loan rate

VARIABLE INTEREST RATE HOME LOANS CONS

  • Your home loan repayments will fall when interest rates fall
  • You will have the opportunity to reduce your home loan balance faster
  • Can be very flexible and will often allow unlimited additional repayments
  • The average variable interest rate is generally lower than a fixed home loan rate

Variable Home Loan Differences

BASIC VARIABLE

  • Low interest rate (lower than a standard variable loan) no frills loan
  • Rate is variable so it moves in line with Reserve Bank changes
  • Limited features (e.g. usually no access to offset facilities & more expensive redraw if at all)
  • Most allow extra repayments
  • Most have terms of 25 or 30 years

STANDARD VARIABLE

  • The most popular type of mortgage
  • A higher interest rate than a basic variable home loan
  • Interest rates can move up or down which will cause your repayments to increase or decrease with the move
  • It is more flexible than a basic variable mortgage thus allowing you to make extra repayments without penalty as well as offering other features
  • Most have terms of 25 or 30 years

 

WHAT YOU NEED TO KNOW:

 

Terms and conditions, fees and charges, normal lending criteria apply. New clients only, and may be withdrawn at any time. LVR < 75% and for loans $200,000 or more.

Annual fee from $395 applies. Comparison rate based on a loan of $150,000 over 25 years.


WARNING: The comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Terms and conditions, fees and charges, normal lending criteria apply. Details available on request.